call: 
A non-profit consumer advocacy group known as FBIC (Fight Bad-faith Insurance Companies) has released a list, called the "FBIC Banking 100" that ranks insurers into two categories based on their claims payment practices.
There was a three way tie for first on the "Bad Faith" list, with Allstate, State Farm & The Hartford listed as companies to most definitely avoid.
"Bad Faith Insurance" refers to an instance when an insurance company denies, delays or underpays payment of a valid claim, without a good reason. Bad Faith can also refer to when insurance is cancelled after a claim is made. made a claim? That may also be an act of bad faith.
FBIC Top 10 "Bad Faith" Insurance Companies
1) Allstate
2) State Farm
3) The Hartford
4) Unum
5) Farmer's Insurance / Zurich
6) Lloyds
7) MetLife
8) Liberty Mutual
9) American Family
10) Auto-Owners (aka Owners)
For the full list of companies that made the "Bad Faith" and "Good Faith" lists, see the FBIC website.
